Financial Fitness Advisors (FFA) is comprised of Independent Registered Investment Advisors, CPA’s, and CFP’s to counsel Dartmouth-Hitchcock employees on retirement plans and other financial planning topics. FFA does not collect commissions or sales fees; our advice is solely for your benefit and, generally, paid for by Dartmouth-Hitchcock.
- A Financial Fitness Checkup, which covers a broad range of financial topics (retirement planning, financial planning questions, educational funding, budgeting, etc)
- A Student loan meeting, which focuses solely on student loan repayment/ consolidation
Your meeting time and location are in the body of the confirmation e-mail. The meetings are usually 1 hour long.
We welcome spouses, partners, friends or financial advisors to join you.
We start by getting to know you, your time horizon and your goals. FFA will assist you in completing, or starting the process of working through your priority topic.
All meetings: It is helpful to have your last pay stub, one or two years of tax returns, your social security statement, and any enrollment materials from T Rowe Price that contain your 4 digit PIN. If your spouse or partner is attending please bring the same items for him or her. If you have already logged into the T Rowe Price on-line system bring your username and password so we can access your account. If you were hired before 2006 please bring in your D-H Windows username and password and the Pension Benefits Statement that was sent to you by D-H in at the end of April 2018. Please print, complete and bring the Risk Tolerance Questionnaire that was attached to the confirmation email.
Topic Materials: Bring all statements for the topic at hand. For instance,
- If we are looking at your investments inside or outside of the plan it is necessary to see where you are currently invested, so you must bring recent statements of prior retirement plans, IRA’s and personal investments.
- If you want to discuss education investing you should bring statements for any current education investments.
- If you have questions on life insurance outside of the coverage provided by D-H please bring copies of the policies.
When we nail down the date and time, we email you a confirmation with all of the details.
- Review of retirement plans and retirement projections
- Analysis of your investment funds inside and outside of the retirement plan
- Enrolling in the retirement plan
- Education Funding
- Investing outside of the retirement plan (IRAs, Roths, other)