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Roth vs Traditional 403(b)?

A 403(b) contribution can be an effective retirement tool. On or after January 1, 2012, you will have available a new type of 403(b) – the Roth 403(b). The Roth 403(b) allows you to contribute to your 403(b) account on an after-tax basis – and pay no taxes on investment income or qualifying distributions when the money is withdrawn. For some investors, this could prove to be a better option than contributing on a pre-tax basis, where deposits are subject to taxes when the money is withdrawn. Use this calculator to help determine the best option for your retirement.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from your Financial Fitness Advisors (FFA) professionals at 1.877.846.8792 or info@FFAdvisors.org regarding all personal finance and investment issues.